"12 to 103 People: Marine Brought Military Structure to Brother's Practice" featuring Andrew McCulloch

In this episode of the Adapt and Overcome Podcast, Tommy Hardaway sits down with Andrew McCulloch, a Marine Corps veteran turned COO of a large orthopedic practice in New York. Andrew shares his journey from military service to banking, and ultimately into healthcare leadership—where he helped grow his brother’s practice from just 12 employees to over 100.

Andrew explains how principles learned in the Marine Corps—like decentralized leadership, accountability, and leading by example—directly shaped the way he manages teams today. By promoting from within and empowering frontline employees, he built a culture that allows the business to grow efficiently while maintaining high-quality patient care.

The conversation also dives into the challenges of transitioning from military to civilian life, the frustrations Andrew experienced in corporate banking, and how those lessons shaped his leadership style.

In addition, Andrew shares practical advice for healthcare professionals and veterans on building wealth outside of their primary careers. He highlights real estate as a powerful tool for creating passive income and long-term financial security, especially when leveraging VA loan benefits.

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